Our mission is to help note owners successfully exit or restructure their investments by providing reliable strategies and seamless execution for selling or modifying mortgage debt instruments on the secondary market.
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We have been operating in the primary and secondary mortgage markets since the early 2000's.
We have successfully consulted, and transacted over 1200+ secondary market transactions since 2006.
We have funded over $1.4BN in commercial UPB since inception.
At NL Equity, we specialize in the acquisition and management of both performing and non-performing commercial mortgage notes. With years of hands-on experience and deep industry insight, our team is equipped to fund your note sale quickly and efficiently.We offer flexible purchase options—including full buyouts and partial purchases—to meet your financial needs. Our goal is simple: to maximize your cash return while providing a smooth, hassle-free transaction.If you're looking to sell your commercial mortgage notes and unlock capital, NL Equity is here to help. Reach out today—our team is ready to answer your questions and guide you through every step of the process.
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At NL Equity, we work closely with borrowers and investors to create flexible restructuring plans that address short-term financial challenges while preserving the underlying value of the note. Whether you’re facing temporary cash flow issues or need to avoid default, short-term restructuring can help stabilize your investment and set the stage for long-term success.
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NL Equity is a nationally recognized and trusted purchaser of first-lien, seller-financed mortgage notes and secondary market loans secured by real estate. We specialize in acquiring existing loans—not originating them—and carefully evaluate each one as a potential investment for our own portfolio and those of our private investors. Every loan we purchase meets strict underwriting criteria and investment standards established by both our team and our investor partners.
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We guide you through every step of note restructuring, from initial assessment to final implementation. Our comprehensive support ensures a smooth, effective process tailored to your unique financial situation.
A commercial note is a type of promissory note used to finance transactions involving commercial real estate. It represents a legal debt obligation in which the borrower agrees to repay a specified amount to the note holder, typically secured by a mortgage on the commercial property or other forms of collateral.
We purchase a wide range of first position commercial notes, including those secured by office buildings, apartment buildings with more than four units, churches, auto repair shops, gas stations, retail properties, mixed-use properties (such as a retail shop downstairs with an apartment upstairs), motels, and industrial properties.
At NL Equity we understand that circumstances can sometimes make managing a commercial note difficult. Our experienced team is committed to working closely with you to identify the most appropriate solutions—whether that involves note restructuring, timely purchase, or strategic guidance tailored to your needs. Please contact us to discuss your situation confidentially, and we will provide expert support to help you navigate your options effectively.
Yes, we partner with private investors to provide access to carefully vetted, real estate-secured commercial notes. Our thorough analysis and disciplined approach help investors achieve attractive, risk-adjusted returns without the complexities of managing loans directly.
Getting started with NL Equity is simple. Reach out to us through our contact form or by phone to discuss your needs. Whether you’re looking to sell commercial notes or invest in real estate-backed loans, our team will guide you through the process, perform a thorough evaluation, and provide tailored solutions to meet your financial goals.
NL Equity is a loan acquisition firm based out of Oak Brook, IL which is interested in the purchase, and management of commercial mortgage notes, and business notes nationwide.
